All of the following are features of a Roth IRA, EXCEPT?

A Roth IRA is characterized by several distinctive features that make it an attractive retirement savings option. Tax-free withdrawals are a major benefit, allowing account holders to take money out during retirement without incurring taxes, provided certain conditions are met. Additionally, investments within a Roth IRA grow tax-free, meaning that any earnings or capital gains you realize on your investments are not subject to tax. Furthermore, a Roth IRA does not require minimum distributions during the account holder's lifetime, offering increased flexibility in managing retirement funds.

However, contributions to a Roth IRA are not typically tax-deductible. Unlike traditional IRAs, where contributions may lower your taxable income for the year, Roth IRA contributions are made with after-tax dollars, meaning you cannot deduct them from your taxes when you make the contributions. This key difference is what sets Roth IRAs apart and is why contributions may not be deductible.